Established on solid core values, moral responsibility and a desire to find creative approaches to save his borrowers money, Joshua Smith truly understands that a mortgage is a person's most important financial planning instrument. He makes sure his clients comprehend their entire financial picture so they can make informed choices when buying or refinancing their home.

In 2006, Josh entered the world of residential mortgages. After quickly being promoted, Josh has had the dual role of manager and originator for the last 17 years. Josh now also enjoys the role as a coach to fellow industry professionals.